Financing

7 Ways to Save Money on Cosmetic Procedures

Getting a needed cosmetic or laser surgery procedure can make you feel great! But, face it, getting that nip or tuck, injection or laser treatment does not always easily fit within the budget. We understand that.  That’s why we have come up with some ways for you to look and feel great, and save money at the same time.

Sign up to be on our hotlist

One way you can save money at the San Francisco Plastic Surgery and Laser Center is by signing up for our “hotlist”. We will sometimes have an appointment cancellation without much warning. When this happens, patients who have placed themselves on the “hotlist” specifying their availability for an appointment at that time will receive a text or email letting them know the slot is available.  If you want to come on over and fill that appointment time, let us know right away.  Usually we will offer a nice special or discount to the patient who helps us out by coming in at short notice.

Refer a friend to San Francisco Plastic Surgery & Laser Center

Another way you can save money at San Francisco Plastic Surgery and Laser Center is with our Referral Rewards Program. You are our greatest source of good will and new patients.  And we appreciate it every time you send someone our way.  To thank you for recommending someone to our practice, we’ll provide you with a special discount offers, like taking advantage of Allergan's Breast Augmentation and Botox program.

Wait to have your cosmetic procedure during a slow period

Plastic surgery practices tend to have slow times and busy times. You can save money on your next treatment or procedure by scheduling during one of our slower seasons.  After the holiday season is one good time to save money on your cosmetic surgery or other aesthetic procedure.  From January to March, as people are recovering from the expenses associated with the various winter holidays, we tend to have more openings available.  The other time of year when you can expect to save money are the months of September and October.  Give us a call for more information about these seasonal savings opportunities.

Sign up for our birthday specials

Happy Birthday! Sign up to receive a special gift on that great day when you were brought into this world.

Sign up for our mailing list

When you sign up for our mailing list we’ll keep you posted (but not too often) on anything new happening here at the SF Plastic Surgery and Laser Center. You’ll be updated on practice news, trends in cosmetic surgery and upcoming specials and discounts.

For instance, this month we had a Cool Sculpting special, Breast Augmentation discount, a great savings on Juvederm treaments, and 20% off Botox and Fillers for new patients and our Facebook fans.

Stay in touch and save money.

Become a fan on Facebook

 As a Facebook fan you’ll not only stay up to date with the happenings here at the Center, but will be among the first to find out about upcoming specials. For instance, just recently our Facebook fans were specially invited to “Say goodbye to lines and wrinkles” on “Transformation Tuesday” or "Filler Friday's" specials. This 20% saving on Botox and Facial Fillers is normally only offered to first time patients.

Specials such as this are among the many ways our patients can save money by becoming a Facebook fan of the San Francisco Plastic Surgery and Laser Center.

We look forward to seeing you there!

Take advantage of our Heroes special

 Men and women who have served in our armed forces deserve our gratitude and respect. If you are or have been a member of the military, please let us know.  You are entitled to a hero’s special discount.

Financing Options from San Francisco Plastic Surgery & Laser Center

In addition to the 7 ways you can save money with discounts and special offers, we offer financing to help you get that cosmetic procedure you’ve been dreaming of.

Care Credit, Prosper Health Care Lending, MedLoan Finance, and MedicalFinancing are all available at SF Plastic Surgery and Laser Center.

By offering a 6-month period with NO interest financing plan, Care Credit provides another way to help you save money. This plan can be used for surgery, laser procedures, skin care products, Injectables and Botox!

Plastic Surgery Financing Options

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Whether it’s being performed for medical or for cosmetic reasons, plastic surgery can do incredible things, from eliminating physical discomfort to helping increase self-confidence and positive body image. Just one problem—it can also be very expensive, and your medical insurance often won’t cover it. Years ago, the cost of plastic surgery was enough to make it prohibitive to virtually all but those who could afford it out of pocket. Now, however there are many financing options available to those who wish to pursue tummy tucks, face lifts, liposuction, and various other procedures; where they were once the privilege of only the very wealthy, today they are accessible even to those that used to think of them as being far beyond their financial reach.

When it comes to financing, there are two main options: arranging an installment plan directly with your surgeon’s practice, or applying for credit from a private finance company, like CareCredit or SurgeryLoans.com.

CareCredit functions like a credit card, with a couple of important differences: 1) It can only be used to pay for healthcare services (including cosmetic procedures), and 2) CareCredit offers 6, 12, 18, and 24-month plans that do not charge any interest if the minimum monthly payments are met and the balance is paid in full by the end of a predetermined time period. This makes it possible to break your payments into manageable, interest-free monthly sums, and to avoid the interest rates you would be subjected to if you were using a regular credit card. Not all plastic surgeons partner with CareCredit, but many do—they have 125,000 participating healthcare practices nationwide.

SurgeryLoans.com is geared specifically toward people who need help financing a cosmetic or other elective surgery. They offer loans ranging from $1,000 to $25,000 with a varying APR on plans of up to 60 months, and have both installment plans and revolving payment plans available.

Keep in mind that not all cosmetic procedures require financing, even if you can’t afford them on your own; some may be covered under your health insurance plan, especially if they also address health issues or are reconstructive, as after an injury or due to a physical deformity.

Even if your health insurance doesn’t cover your procedure, you may be able to minimize the cost of your surgery. One way to potentially save a significant amount on your procedure (depending on the practice) is to be flexible with when you have it done. Many doctors have an “on-call” list—essentially the equivalent of a standby ticket at an airport, this means that if someone cancels their procedure last-minute, you’re next in line to take their place. Doctors would rather offer a deal than leave their operating rooms empty, so if you can keep your schedule open enough to accommodate a spur-of-the-moment procedure, you will benefit from the accompanying price reduction.

While it is understandable to want to save as much money as possible on your cosmetic procedure, it is never a good idea to choose a plastic surgeon based on price alone. Often the reason that a surgeon has higher rates is that they are board certified and more experienced, skilled, and likely to give you the results you want at a lower risk of complications. This doesn’t mean it’s necessary to choose the most expensive plastic surgeon available—just that it’s ill-advised to choose the least expensive one. Not only can inexperienced “discount” doctors put you at physical risk, the mistakes they can make may mean you’ll need corrective surgeries in the future; if this is true you’ll wind up spending as much, if not more, than if you had gone to a more qualified doctor to begin with. In the end, you can actually save money by going to a slightly more costly—but more able—plastic surgeon.

Plastic surgery may not be cheap, but for the many people who are dissatisfied or uncomfortable with their body, it is well worth the cost. If you think that a cosmetic procedure will improve your quality of life, don’t let the price be a barrier. Do the research, discuss your options with your surgeon, and design a financial plan that makes sense for you.